{"id":90,"date":"2022-02-16T02:49:13","date_gmt":"2022-02-16T02:49:13","guid":{"rendered":"http:\/\/billingsrealtybrokers.paradiseinnovations.com\/?page_id=90"},"modified":"2022-07-21T03:36:17","modified_gmt":"2022-07-21T03:36:17","slug":"buyers","status":"publish","type":"page","link":"http:\/\/billingsrealtybrokers.paradiseinnovations.com\/index.php\/buyers\/","title":{"rendered":"Buyers"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"90\" class=\"elementor elementor-90\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-0c30e1c elementor-section-full_width elementor-section-stretched elementor-section-height-default elementor-section-height-default\" data-id=\"0c30e1c\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-db1e5fb\" data-id=\"db1e5fb\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4388e1b elementor-widget elementor-widget-spacer\" data-id=\"4388e1b\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-71162ec elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"71162ec\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f8964bf\" data-id=\"f8964bf\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c748c2e elementor-widget elementor-widget-heading\" data-id=\"c748c2e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Resources for buyers<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5094628 elementor-widget elementor-widget-heading\" data-id=\"5094628\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Things to Consider Before Buying a Home<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b317a2a elementor-widget elementor-widget-text-editor\" data-id=\"b317a2a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul>\n \t<li><strong>Buying a home \u2013 <\/strong>You need someone who knows this area inside and out. I can work with you to find the right home at the right price for you. I know the neighborhood amenities in different areas of Billings and the surrounding communities that will make your home buying process as carefree as possible. We will view homes especially tailored to your needs and wants &#8211; not to mention the essential criteria you have for your &#8220;Dream Home&#8221;. Most of my buyers still love their homes and have not moved since they acquired their home. That speaks for itself! Your credit is crucial when applying for a loan; the better your score, the lower your interest rates will be. Be sure to check all three major credit reporting companies: Experian, Equifax, and TransUnion as the information in each report may vary slightly. Make sure you make copies of your credit report as well, and check your score well in advance of applying for loans.<\/li><br>\n \t<li><strong>Check Your Credit \u2013\u00a0<\/strong>Your credit is crucial when applying for a loan; the better your score, the lower your interest rates will be. Be sure to check all three major credit reporting companies: Experian, Equifax, and TransUnion as the information in each report may vary slightly. Make sure you make copies of your credit report as well, and check your score well in advance of applying for loans.<\/li>\n<\/ul>\n<ul><br>\n \t<li><strong>Find a Lender \u2013\u00a0<\/strong>Most people need to take out a loan when buying a home, and you\u2019ll want to be prepared to make an offer when you find that perfect home. It\u2019s important to be sure that you\u2019re approved for a loan before you start looking at homes so you don\u2019t miss out on any opportunities. If you need help finding a lender, we can recommend trusted lenders near you.<\/li>\n<\/ul>\n<ul><br>\n \t<li><strong>Price Range \u2013\u00a0<\/strong>Calculate what\u2019s realistic for you before considering different areas to live in to be sure things stay within your budget. Once you know your range, we can help you find the best home for your money.<\/li>\n<\/ul>\n<ul><br>\n \t<li><strong>Research \u2013\u00a0<\/strong>Finding the right home can be time-consuming, but it\u2019s important to consider everything before you decide. What\u2019s the commute like to work? If you have kids, what are the schools like in the area? How many bedrooms and bathrooms will you need? Do you prefer a newer or older-styled home? We will listen to your wants and needs and apply them when searching for a home. Once we find a great home its time to make an offer.<\/li>\n<\/ul>\n<ul><br>\n \t<li><strong>When Your Offer is Accepted \u2013\u00a0<\/strong>After your offer is accepted, you\u2019ll have the opportunity to have the property professionally inspected.\u00a0 We are here to assist you with any questions you may have during the process.<\/li>\n<\/ul>\n<ul><br>\n \t<li><strong>Moving Time! \u2013\u00a0<\/strong>Now that you\u2019ve found your perfect home it\u2019s time to make moving arrangements. If you plan on utilizing a professional moving company,\u00a0we can recommend reputable, local movers. Don\u2019t forget to fill out your change of address forms and inform the utility companies of your move!<\/li>\n<\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6584c99 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6584c99\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-daa230a\" data-id=\"daa230a\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fe3b9b5 elementor-widget elementor-widget-menu-anchor\" data-id=\"fe3b9b5\" data-element_type=\"widget\" data-widget_type=\"menu-anchor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-menu-anchor\" id=\"mortgagecalc\"><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f43d1e0 elementor-widget elementor-widget-heading\" data-id=\"f43d1e0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Morgage Calculator<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-975b673 elementor-widget elementor-widget-shortcode\" data-id=\"975b673\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><form class=\"mcalc mcalc-conventional mcalc-color\" name=\"cv\" id=\"id_cv\">\n    \n<div>\n  <div class=\"mcalc-main\">\n    <div class=\"mcalc-half mcwp-purchase\">\n      <label for=\"inp_purchase_price\">Purchase Price<\/label>\n      <i>$<\/i>\n      <input type=\"text\" name=\"purchase_price\" id=\"inp_purchase_price\" value=\"250,000\" class=\"mcalc-dollar\">\n    <\/div>\n    <div class=\"mcalc-half mcwp-term\">\n      <label for=\"mortgage_term_yr\">Mortgage Term<\/label>\n      <select name=\"mortgage_term\" id=\"mortgage_term_yr\">\n        <option value=\"30\">30 Years<\/option>\n        <option value=\"25\">25 Years<\/option>\n        <option value=\"20\">20 Years<\/option>\n        <option value=\"15\">15 Years<\/option>\n        <option value=\"10\">10 Years<\/option>\n        <option value=\"5\">5 Years<\/option>\n      <\/select>\n    <\/div>\n    <div class=\"mcalc-half mcwp-down-payment\">\n      <label class=\"mcalc-half\" for=\"down_payment_inp\">Down Payment ($)<\/label>\n\n      <input type=\"text\" name=\"down_payment\" id=\"down_payment_inp\" value=\"\"  class=\"mcalc-half\">\n\n      <input id=\"ex1 e1\" class=\"ex1 down_payment_scrl\" data-slider-id=\"ex1Slider\" type=\"text\" data-slider-min=\"0\" data-slider-max=\"80\" data-slider-step=\"1\" data-slider-value=\"5\" data-slider-arialabel=\"DP Slider\" \/>\n      <p class=\"mcalc-percent\">5%<\/p>\n    <\/div>\n\n    <div class=\"mcalc-half mcwp-taxes\">\n      <label class=\"mcalc-half\" for=\"annual_tax_inp\">Annual Taxes ($)<\/label>\n      <input type=\"text\" name=\"annual_taxes\" id=\"annual_tax_inp\" value=\"\" class=\"mcalc-half\">\n      <input id=\"ex1 e2\" class=\"ex1 annual_tax_scrl\" data-slider-id=\"ex1Slider\" type=\"text\" data-slider-min=\"0\" data-slider-max=\"20\" data-slider-step=\"0.1\" data-slider-value=\"1\" title=\"Tax Slider\" \/>\n      <p class=\"mcalc-percent\">1%<\/p>\n    <\/div>\n\n    <div class=\"mcalc-full mcwp-interest-rate\">\n      <label for=\"ex1\">Interest Rate (%)<\/label>\n\n      <input id=\"ex1 e3\" name=\"interest_rate\" class=\"ex1 interest_rate_scrl\" data-slider-id=\"ex1Slider\" type=\"text\" data-slider-min=\"1\" data-slider-max=\"30\" data-slider-step=\".125\" data-slider-value=\"5\"\/>\n\n      <p class=\"mcalc-percent\">5%<\/p>\n    <\/div><div class=\"mcalc-half mcwp-insurance\">\n      <label for=\"annual_insurance_inp\">Annual Insurance<\/label>\n      <i>$<\/i>\n      <input type=\"text\" name=\"annual_insurance\" id=\"annual_insurance_inp\" value=\"600\" class=\"mcalc-dollar\">\n    <\/div><div class=\"mcalc-half mcwp-hoa\">\n      <label for=\"monthly_hoa_inp\">Monthly HOA<\/label>\n      <i>$<\/i>\n\n      <input type=\"text\" name=\"monthly_hoa_form\" id=\"monthly_hoa_inp\" value=\"50\" class=\"mcalc-dollar\">\n\n    <\/div><div class=\"mcalc-full mcwp-results\">\n      <label for=\"cal1_email\">Want a Copy of the Results?<\/label>\n      <input type=\"email\" id=\"cal1_email\" placeholder=\"Enter your email address\" value=\"\" name=\"email\" \/>\n      <input type=\"button\" id=\"wpmc1_send_mail\" class=\"mcwp-submit bg cv_submit mcalc-color\" value=\"Send Results!\">\n    <\/div>\n  <\/div>\n  <div class=\"mcalc-values\">\n    <div class=\"mcalc-results\">\n      <h2 class=\"mcalc-value mcalc-payment\">$<span id=\"emmp_div_span\">1421<\/span>\n      <\/h2>\n      <h3>Monthly Payment<\/h3>\n      <p class=\"mcwp-pi\">Principal & Interest <strong class=\"mcalc-value\">$<span id=\"pi_div_span\">1421<\/span><\/strong><\/p>\n      <p class=\"mcwp-mt\">Monthly Taxes <strong class=\"mcalc-value\">$<span id=\"mtax_div_span\">1421<\/span><\/strong><\/p>\n      <p>Monthly HOA <strong class=\"mcalc-value\">$<span id=\"hoa_div_span\">1421<\/span><\/strong><\/p>\n      <p>Monthly Insurance <strong class=\"mcalc-value\">$<span id=\"minsure_div_span\">1421<\/span><\/strong><\/p>\n      <small><\/small>\n    <\/div>\n  <\/div>\n<\/div>\n<input type=\"hidden\" name=\"principal_and_interest\" class=\"pi_div_span\" \/>\n<input type=\"hidden\" name=\"calculation_result\" class=\"emmp_div_span\" \/>\n<input type=\"hidden\" name=\"monthly_taxes\" class=\"mtax_div_span\" \/>\n<input type=\"hidden\" name=\"monthly_insurance\" class=\"minsure_div_span\" value=\"\"\/>\n<input type=\"hidden\" name=\"monthly_mortgage_insurance\" class=\"mmi_div_span\" \/>\n<input type=\"hidden\" name=\"monthly_hoa\" class=\"hoa_div_span\" value=\"\"\/>\n<input type=\"hidden\" name=\"type\" value=\"cv\"\/>\n\n      <input type=\"hidden\" name=\"action\" value=\"mcwp_sendmail\"\/>\n    <\/form><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Resources for buyers Things to Consider Before Buying a Home Buying a home \u2013 You need someone who knows this area inside and out. I can work with you to find the right home at the right price for you. I know the neighborhood amenities in different areas of Billings and the surrounding communities that&#8230;<a href=\"http:\/\/billingsrealtybrokers.paradiseinnovations.com\/index.php\/buyers\/\" class=\"epl-more-link\">Read More&rarr;<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-90","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"http:\/\/billingsrealtybrokers.paradiseinnovations.com\/index.php\/wp-json\/wp\/v2\/pages\/90","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/billingsrealtybrokers.paradiseinnovations.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"http:\/\/billingsrealtybrokers.paradiseinnovations.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"http:\/\/billingsrealtybrokers.paradiseinnovations.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/billingsrealtybrokers.paradiseinnovations.com\/index.php\/wp-json\/wp\/v2\/comments?post=90"}],"version-history":[{"count":49,"href":"http:\/\/billingsrealtybrokers.paradiseinnovations.com\/index.php\/wp-json\/wp\/v2\/pages\/90\/revisions"}],"predecessor-version":[{"id":746,"href":"http:\/\/billingsrealtybrokers.paradiseinnovations.com\/index.php\/wp-json\/wp\/v2\/pages\/90\/revisions\/746"}],"wp:attachment":[{"href":"http:\/\/billingsrealtybrokers.paradiseinnovations.com\/index.php\/wp-json\/wp\/v2\/media?parent=90"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}